Terms of Service

Please read these terms carefully before utilizing our financial software.

By accessing and utilizing the US Mortgage Hub website and all associated financial calculators, you are explicitly agreeing to be legally bound by these highly specific Terms of Service, all applicable federal and state laws, and relevant regulations. Furthermore, you agree that you are solely responsible for strict compliance with any applicable local laws. If you fundamentally disagree with any of these stated terms, you are explicitly prohibited from using or accessing this site. The materials and algorithms contained within this website are strictly protected by applicable copyright and trademark law.

Limitation of Financial Liability (YMYL Disclaimer)

The highly complex materials, algorithms, and financial calculators appearing on the US Mortgage Hub website are strictly provided on an as is basis for purely educational and broad informational purposes. US Mortgage Hub absolutely makes no formal warranties, expressed or implied, and hereby completely disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Under no circumstances whatsoever shall US Mortgage Hub, its developers, or its corporate suppliers be held legally or financially liable for any devastating damages (including, without limitation, damages for loss of massive data or profit, or due to severe business interruption) arising directly or indirectly out of the use or inability to use the mathematical materials on the US Mortgage Hub website, even if US Mortgage Hub or a verified authorized representative has been notified orally or in strict writing of the possibility of such massive damage. Because some strict US jurisdictions do not legally allow limitations on implied warranties, or massive limitations of liability for consequential or highly incidental damages, these specific limitations may not apply to your unique legal situation.

Accuracy of Mathematical Materials

The specific materials, articles, and tax data appearing on US Mortgage Hubs website could potentially include technical, typographical, or highly complex mathematical errors. While we rigidly update our internal algorithms to match federal FHFA and HUD guidelines, US Mortgage Hub absolutely does not warrant that any of the materials on its website are 100 percent accurate, completely, or perfectly current to the exact day. US Mortgage Hub may make sweeping, unilateral changes to the materials contained on its website at any time completely without notice.

Governing Law

These highly specific terms and conditions are strictly governed by and meticulously construed in accordance with the federal laws of the United States of America, and you irrevocably submit to the exclusive, strict legal jurisdiction of the courts in that highly specific location.