At US Mortgage Hub, accessible from our official web domain, one of our main priorities is the absolute privacy of our visitors. This comprehensive Privacy Policy document strictly outlines the exact types of personal and digital information that is automatically collected and recorded by our platform and exactly how we utilize it in accordance with federal and state regulations, including the California Consumer Privacy Act (CCPA).
US Mortgage Hub adheres strictly to a standard procedure of using server log files. These highly standard files log visitors when they visit websites. The specific information automatically collected by these log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are absolutely not linked to any information that is personally identifiable to you. The strict purpose of the information is for analyzing broad macroeconomic user trends, administering the site, tracking users movement on the website, and gathering broad demographic information.
Google operates as a third-party vendor on our platform. It utilizes strictly controlled cookies, known specifically as DART cookies, to dynamically serve targeted advertisements to our site visitors based upon their visit to US Mortgage Hub and other sites on the internet. However, visitors may legally choose to decline the use of DART cookies by visiting the official Google ad and content network Privacy Policy directly at the official Google policies domain. Our platform utilizes these advertisements to financially sustain the free deployment of our advanced financial calculators.
Please note that all financial calculations executed on our platform including home prices, interest rates, and down payment amounts are processed entirely via client-side JavaScript. This means the mathematical operations happen securely within your own web browser. We do not transmit, capture, or store your personal financial data on our private servers. Once you close your browser tab, your specific financial scenario data is permanently erased.
Under the strict guidelines of the CCPA, among other rights, California consumers have the legal right to request that a business that collects a consumers personal data disclose the specific pieces of personal data that a business has collected. Furthermore, consumers have the right to demand that a business completely delete any personal data about the consumer that a business has collected. If you make a formal request, we are legally bound to respond to you within 30 days. If you would like to exercise any of these rights, please contact us immediately.